DIGITAL WALLET AND SYNERGIES
DIGITAL WALLET AND SYNERGIES
Subsidiaries belonging to Grupo Aval such as dale!, Aval Valor Compartido (AVC) and Gou Payments, together with associated companies such as ADL Digital Lab, work across the corporate ecosystem to lead the development of synergies, digital innovation and joint technological transformation.
dale! is the digital wallet belonging to Grupo Aval that allows users to send, receive and manage money simply using their phone number. The platform facilitates transfers, payroll or subsidy payments, top-ups and withdrawals through the Aval Network, providing a secure financial solution with no operating costs. It also acts as a driver of economic inclusion that supports the growth of small businesses and centralizes entertainment benefits such as exclusive access to event presales.
ADL Digital Lab is the technology innovation center associated with Grupo Aval, focused on accelerating the digital transformation of the company portfolio through advanced solutions in data analytics, digital marketing, artificial intelligence and cloud services. The company develops cutting-edge technical capabilities to mitigate market risks, optimize operational processes and raise the Group's competitiveness standards.
Aval Valor Compartido (AVC) is the shared services company belonging to Grupo Aval, designed to maximize operational efficiency, internal synergy and the Group's information security. The entity strategically centralizes cross-cutting capabilities in technology, digitalization, advanced cybersecurity and automated process management to strengthen productivity across the entire business ecosystem.
Created in 2025, Gou Payments is a subsidiary belonging to Grupo Aval that redefines the movement of funds in the country through agile, efficient solutions in digital payments, collection schemes and instant transfers. As a low-value payment system administrator (EASPBV) overseen by Colombia's Financial Superintendence, the organization ensures trust and strength, integrating specialized capabilities to energize the different players in the value chain.
RECOGNITIONS
ADL was recognized at the Latam Digital Awards in the digital marketing category and in the AI category. She was also recognized by Great Place to Work in the ICT sector.